Posts belonging to Category home

TIPS ON MOVING OUT SURREPTITIOUSLY TO AVOID ABUSE

Be sure he is gone. It is best if he is far enough away that he cannot get back in time if he is alerted. Be prepared for the possibility he may have alerted a neighbor to keep an eye on things for him. Move fast. Make sure all arrangements are made ahead of time […]

What Are Your Values?: Part Two

In my psychiatric practice I am witnessing a major societal conflict about values. And it is happening in the lives of the individuals who are sitting on my couch, right in front of me. Value One: The value of personal happiness: Shouldn’t I be entitled to be happy? Value Two: There is the value of […]

What Are Your Values?: Part One

According to the Federal Reserve Board’s 1995 Survey of Consumer Finance, only 42 percent of children aged 14 to 18 live in an intact two-parent married family. This according to The Heritage Foundation (2000) has left many children at risk for a host of problems, from academic underperformance to mood issues like depression and self […]

SEPARATE PROPERTY IS COMMINGLED BY MARITAL USE

As a rule, property which is acquired before a marriage and kept separate is not considered marital property.  This is true even if the property should later become titled in the name of the non-owning spouse.  However, the character of the separate property can be changed from separate to marital by conduct of the parties […]

Despite the Divorce, Take Charge of Yourself

Take a look at the diagram below: The image above depicts something you see frequently in divorce—individuals whose personal selves are crowded out by that which surrounds them. I am quite certain that anyone going through a divorce can relate to not having enough time for herself. It also makes sense, there are so many […]

LET YOUR HOME WELCOME BUYERS

Preparation for the showing of your home when you are ready to sell is one of the most important things you can do to get your home sold. This is what helps some homes sell faster than others. I will name a few things you can do to help in the process.  First impressions are important. When […]

HST IS COMING JULY 1, 2010

The harmonized sales tax will combine the eight percent provincial sales tax with the five percent federal goods and services tax(GST) to create a single 13 percent harmonized sales tax (HST). The Ontario HST is scheduled to take effect July 1, 2010. The following items in real estate will be subject to HST: Commissions, legal fees, inspections […]

Tips for home-buyers

Here are some tips for home-buyers in Ontario. Make Bi-weekly or weekly payments: Most mortgages have the option to allow payments to be made on a weekly or bi-weekly basis. This option may be desirable for two reasons. The first is it can save you money as you can expect to pay off your mortgage […]